Health Insurance Deductible Explained
Can you explain high deductible health plan and HRA?
My Ex has a high deductible health plan with health reimbursement accounts (HRA)…
Does anybody have this – and explain how this works. I want to know because I paid $500 worth of doctor bills that ex should pay half- insurance paid $0 because of the high deductible..
Is he getting reimbursed from his insurance for these bills that the insurance doesn’t pay?
No. He basically is saving money into an account, and that money that he puts in a special account (called the HRA), is what he’s using to pay the medical bills that the insurance isn’t paying.
Likely, he gets to save the money into the account, with pre-tax dollars.
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