Best Health Insurance For Students
Health Insurance – which is the best for me?
Sometime soon I will no longer be on ym dad’s insurance. What health insuirance has the best plan for me? I’m 18, a full-time college student, I work 2 days a week, and I live with my parents.
Ohh, and I only get one perscription, unless I’m sick and need an antibiotic
You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Some might even suggest a discount plan which is not insurance at all.
Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.
If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles and low copays your monthly premiums will be significant.
Depending upon what you are being treated for you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the prescription or the occasional doctor visit and still come out ahead.
Check with the agent that writes your dad’s home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. The agent can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network.
Use the Internet to educate yourself but use an agent to purchase the coverage.
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Health and Wellness for Life by Human Kinetics (Organization) and Human… $20.00 |
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Community Health and Wellness: A Socioecological Approach 1999 SC Medicine / $16.17 |
